Our team

Big decisions feel lighter with the right people around you.

Having a team around you should mean fewer things for you to carry, not more people for you to manage.

Imtiyaz Rather

How we work together

Good support should reduce the load, not your understanding.

Keeping things moving is only part of the job. We explain what matters, why we’re recommending a direction and what the trade-offs are, so the lending keeps serving what you’re actually trying to achieve.

Your broker and support team are in one group chat with you from the start. You don’t have to work out who to contact, repeat yourself or chase the next update. If something needs your attention, we’ll tell you what, when and why. If it doesn’t, we keep it moving.

You stay clear on what you’re deciding without having to carry the process.

The team

Imtiyaz Rather

Imtiyaz Rather

Founder & Mortgage Broker

MBA · Dip. Finance & Mortgage Broking · QPIA

Imti’s job is to make a complex decision easier to understand, not pretend it’s simple.

He asks the questions that get to what you’re actually trying to achieve, what a decision could change and what might matter later. Then he breaks the lending, structure and trade-offs into clear, bite-sized pieces, so you understand the direction and feel confident in the decision you’re making.

Imti is also a Qualified Property Investment Adviser (QPIA), so he looks beyond the loan itself to the broader property decision around it, including the complex lending, policy and structure that can shape which direction actually makes sense.

Once a week, Imti disappears into a float tank to reset. The other six days, there are usually three to five passion projects competing for attention.

Kelly Clarkin

Client Care Lead

Kelly is the person who makes sure the detail doesn’t become your problem.

She keeps the moving parts organised between you, the broker and the bank, with a very clear sense of what needs to happen, who needs to do it and what comes next. If there is a loose end, Kelly has usually found it before you have to.

Kelly started as a broker, but the part she loved most was looking after the client and keeping everything around the loan moving. So she chose to make that what she does every day.

That broking background means she understands the lending behind the process, not just the process itself. She knows which details matter, which ones are noise and when something needs to be pushed rather than simply followed up.

Kelly is learning Japanese, but her love of Japanese cars came first. She owns an S15 and, when she has the time, gets sideways on the drift track.

Kelly Clarkin
Humphrey

Humphrey

Groodle

(Un)qualified Support Companion

No lending qualifications to speak of. Humphrey still supervises most meetings and anything involving lunch. When he’s not on the job, he’s a big advocate for daytime naps.

Join the team

We’re growing. Carefully.

We’re looking for people who care about the person and the decision behind the loan, not just getting it lodged. People who make complexity easier to understand, stay close to the client and want them to feel more confident in the decisions they’re making.

You’ll have room to bring what you’re great at, alongside people who bring something different.

If that sounds like you, we should talk.

Email us at hello@hackmortgages.com.au

Ready when you are

If our team feels like your team, start with a conversation.

Let’s Talk